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The return of aggressive collections on defaulted federal student loans under the Trump administration has ignited a financial crisis for millions of Americans. Since the moratorium on student loan payments due to the COVID-19 pandemic was lifted, borrowers have suddenly been thrust back into the reality of financial obligations that many were either unprepared for
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Each summer, an elite group of affluent readers turns to a specific list that shapes their leisurely reading habits. This year, JPMorgan’s annual summer reading repository has emerged as a curated collection of 16 transformative titles focused on resilience, happiness, and the implications of artificial intelligence. These selections, although intended for the wealthy, reveal a
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Unlike the traditional metrics of income and existing debts that lenders use to assess creditworthiness, a new and formidable variable has emerged in the mortgage underwriting process: climate change. As evidence mounts of the increasing frequency and severity of climate-related disasters, lenders are becoming acutely aware that the safety of their investments is at risk.
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In addressing the tumultuous landscape of Buy Now, Pay Later (BNPL) companies, the U.K. government has proposed a set of rules aimed at formalizing the increasing popularity of short-term loans. The BNPL sector has gained significant traction in recent years, driven by fintech innovators like Klarna and Afterpay, who offer interest-free credit solutions for purchases
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